BODILY INJURY LIABILITY:
This coverage applies to injuries that you, the policyholder or designated vehicle operator causes to other individuals if you are determined to be at-fault in the accident.
It is very important to carry the proper limit of liability protection, because if you are involved in a serious accident you may be held liable for a large sum of money.
PROPERTY DAMAGE LIABILITY:
This coverage applies to damage done to another individuals
car, house, a telephone pole, and other structures struck by
your vehicle if you are determined to be at-fault.
It is also important to have the proper protection for this
coverage because the cost to replace some vehicles well exceeds
the state required amount of coverage.
UNINSURED/UNDERINSURED MOTORIST COVERAGE:
If you, a household member, or a designated driver is injured
by an uninsured motorist, hit & run, or an underinsured driver,
this coverage will pay for certain injury related losses.
MEDICAL PAYMENTS:
This coverage pays for treatment of injuries to anyone in
your vehicle regardless of fault.
COMPREHENSIVE COVERAGE:
This coverage provides protection for loss to your vehicle
due to theft or damage caused by something other than a
collision, such as fire, vandalism, flood, broken windshield,
hail, and contact with an animal.
There typically is a deductible that applies to the
comprehensive coverage, a higher deductible will help in
lowering your premium.
COLLISION COVERAGE:
This coverage pays for damage to your vehicle resulting from
colliding with another vehicle, or object.
Collision coverage is also sold with a deductible. As with
the comprehensive coverage a higher deductible will lower the
overall premium.
ADDITIONAL COVERAGE AVAILABLE:
Towing, Rental Reimbursement, Add-On Equipment/Custom
Equipment, Loan-Lease Gap
This is an outline of coverage only. Actual and complete
coverage, exclusions, and limitations are stated in the policy.
Automobile Insurance Services