Insurance Blog

Please read and comment on our blog about a wide variety of insurance topics. Please feel free to ask us any questions.

 

April 5th, 2018 by Severson Insurance Agency, Inc.

Make Sure to Insure All Aspects of Your Business

The minute you start a business, you are immediately exposed to certain risks. The importance of having the right business insurance cannot be overstated. Our knowledgeable agents at Severson Insurance Agency, Inc. in Ames, Iowa can help you fully assess your business insurance needs and find the right coverage at the best available rates. Types of Business Insurance Businesses today have a wide range of... Read Article

Great Insurance Tips for First Time Home Buyers

Homeowners insurance is not required by law like automobile liability insurance. However, it is required by mortgage companies to protect the lender’s investment. Even if you were able to pay cash for your home, homeowners insurance is an important protection for what is likely your biggest asset. Following are some tips about homeowners insurance for first time home buyers. Get Renters Insurance to Help Lower... Read Article

Are You Ready for the Next Step?

No one likes to think about what will happen when they are no longer around or able to make important decisions, but if you are a small business owner, then nothing could be more important for the future of your company. Succession planning is the practice of drawing up a plan for what will happen to your business if you pass away, retire, or become... Read Article

Why Every Contractor Needs Insurance Protection

Contractors face many challenges even when a project is moving ahead as planned. General contractors have contractual obligations and the threat of a financial loss if a construction defect claim is filed. In order to guard against losses associated with injuries or other damages, contractors need the protection provided by a product liability insurance policy. We live in a litigious world, and there are law... Read Article

Why a Growing Business Needs to Look Into Key Person Insurance

In a small, thriving business, the death of a key employee could cause the business to collapse. It could be an owner, a founder, a key salesperson, or another important player in a growing concern. Life is full of uncertainties. Key person insurance helps protect your business should the unexpected happen. How Key Person Insurance Works Key person insurance is life insurance on a key... Read Article