Insurance Blog

Please read our blog about a wide variety of insurance topics. Please feel free to ask us any questions.

Applying For Collector Car Insurance? Make Sure You Take These Steps Beforehand

Unlike most vehicles, collector cars appreciate in value. This means specialized insurance requirements for these vehicles. If you are becoming a classic car owner, you need to know the following before purchasing a collector car insurance policy. Eligibility For Collector Car Insurance Classic or Antique Vehicle To qualify for collector car insurance, your vehicle must meet one of the following two conditions: Antique vehicle: For...

What Does Contractors Insurance Not Include?

Every contractor needs a commercial general liability insurance policy to protect company assets and reduce liability risks. Commonly known as contractors insurance, a construction general liability policy can protect your contracting business against liability for injuries, accidents, and property damage. Proof of this type of insurance is required for many jobs for both contractors and subcontractors. What Kinds of Coverage Does Contractors Insurance Provide? A...

Tips For Maintaining An Older Car

More people are keeping their cars longer. The older a vehicle, the more likely it is to be paid off, plus you may get lower auto insurance premiums on higher mileage vehicles. Treating an older car right with proper maintenance can help extend its useful life. The following are some tips for maintaining an older vehicle. Follow The Manufacturer’s Recommended Maintenance Schedule Your user’s manual...

Insurance Coverage For Churches

Like anyone else today, churches need insurance to protect their assets. They face many of the same risks as for-profit businesses, and they also have their own unique risks. As non-profit organizations, churches need certain types of coverage to help manage the risk of unforeseen events. Nonprofit Insurance For Churches Your church insurance package may include the following types of coverage: Business property insurance: Churches...

Understanding Your Personal Umbrella Policy

A personal umbrella insurance policy will provide extra coverage for you and your assets. It can kick in when other insurance coverage is not enough, but it is not a catch-all policy designed to cover everything. Personal umbrella insurance provides two basic types of coverage – liability and defense costs. What Is Personal Umbrella Coverage? An umbrella policy can cover what primary insurance excludes or...